Property damage after a fire can rack up thousands of dollars. In 2014, U.S. fire departments responded to approximately 1,298,000 fires resulting in an estimated $11.6 billion in direct property loss, according to a report from the National Fire Protection Association (NFPA)*. If you’re concerned with fire damage legal liability issues, ServiceMaster by Wright is here to provide important information regarding leases and other documents that can help.
What is Fire Damage Legal Liability?
Who Needs Fire Damage Legal Liability?
Individuals or businesses renting space, whether residential or commercial, may be required to provide fire damage legal liability coverage in regards to the specific rental space or possibly for the building’s full value. The policy should cover the insured for liability due to any type of negligence that results in fire spreading and damaging another individual’s or company’s property.
A fire damage legal liability policy can have its limitations. These may include but are not limited to:
A variety of additional limitations may exist if the insured is a business rather than an individual. For example, an automotive business that suffers an explosion may not be covered if a spark ignited the fumes of a vehicle being spray painted. Moreover, if a business’s lease directly states that the business or business owner is responsible for any damage to the property and premises, regardless of cause, the fire damage legal liability policy would not offer coverage.
Southwest Florida's Most Trusted Fire Damage Restoration Service Provider
ServiceMaster by Wright is a leading fire damage restoration company performing content cleaning, smoke and soot damage removal, and fire damage repair since 1979. We have pioneered fire and smoke damage restoration solutions for homeowners and businesses in Fort Myers, Florida and the surrounding areas.
ServiceMaster by Wright has developed a reputation with business owners, property managers and contractors as a premier cleaning and restoration specialist.
At ServiceMaster by Wright, our services are delivered with state-of-the-art equipment and a thoroughly trained, insured, bonded and licensed staff. From initial emergency response to total reconstruction services, ServiceMaster by Wright is your one-touch solution for all your recovery needs. Our unique ability to be your complete restoration gets your property back to its pre-loss condition.